Recent media coverage of large-award indoor air quality (IAQ) lawsuits has led to a flood of homeowner and building occupant lawsuits. These lawsuits have triggered coverage changes in policies intended to protect insurance companies from huge claims.
The vast majority of these complaints involve both property damage and personal injury claims resulting from fungal (mold) exposures. The typical property damage claim entails extensive removal of contaminated building materials such as drywall, carpets, and ceiling tiles, all done under carefully contained atmospheres resembling asbestos abatement procedures.